IndusInd Bank reported a net profit of INR 2,043 crores for the quarter ended March 31, 2023, a YoY increase of 46%. Net interest income increased by 17% YoY to INR 4,669 crores. The bank’s gross NPA was 1.98%, and net NPA was 0.59% as of March 31, 2023. The capital adequacy ratio (CAR) was 17.86%, and the CASA ratio was 40%. The bank’s balance sheet grew by 14% to INR 4,57,837 crores as of March 31, 2023.
Summary Table
| Information | Value/Percentage |
|---|---|
| Net Interest Margin (NIM) | 4.28% 💰 |
| Net Non-Performing Assets (NPA) Ratio | 0.59% 📉 |
| Provision Coverage Ratio | 71% 📊 |
| Capital Adequacy Ratio (CRAR) | 17.86% 💵 |
| CASA deposits | 40% 💰 |
| Liquidity Coverage Ratio | 123% 📈 |
| Net Profit (Q4 FY23) | ₹2,043 crores 💰 |
| Pre-Provision Operating Profit (PPOP) | ₹3,758 crores (Q4 FY23) 💼 |
| Net Interest Income (Q4 FY23) | ₹4,669 crores 💰 |
| Yield on Assets (Q4 FY23) | 9.20% 📈 |
| Cost of Fund (Q4 FY23) | 4.92% 📉 |
| Other Income (Q4 FY23) | ₹2,154 crores 💰 |
| Core Fee (Q4 FY23) | ₹2,087 crores 💰 |
| Operating Expenses (Q4 FY23) | ₹3,066 crores 💸 |
| Net Profit (FY23) | ₹7,443 crores 💰 |
| Net Interest Income (FY23) | ₹17,592 crores 💰 |
| Fee Income (FY23) | ₹8,173 crores 💰 |
| Total Income (FY23) | ₹44,541 crores 💰 |
| Operating Expenses (FY23) | ₹11,346 crores 💸 |
| Pre-Provision Operating Profit (FY23) | ₹14,419 crores 💼 |
| Balance Sheet Footage | ₹4,57,837 crores 💰 |
| Deposits | ₹3,36,120 crores 💰 |
| Advances | ₹2,89,924 crores 💰 |
| Gross NPA Ratio | 1.98% 📊 |
| Net NPA Ratio | 0.59% 📊 |